Who am I and How can I Help you?

Hello my name is Walt Vieira, I’ve been in the mortgage industry for over 11 years and have been responsible for over $100 million in mortgage volume and millions in commissions. I know the game…inside and out. I was an Area Manager for 2 Fortune 500 Companies.

I know what they can do to you…..and more importantly I know what they WILL do to you if you don’t know what you are doing. Right now the anxious feeling inside of wondering who to talk to and can you trust what they are saying to you may be racing through your mind.

You don’t trust what the loan officer is telling you and you are trying to double check…triple check.. talking to many companies both local and national. You don’t know what to do….or worse you have NO IDEA what you are doing….so you run back and forth listening to companies explain why you should do business with them….when all you want to do is to get in and get out so you can get back to your life…

The problem is, no matter what they tell you…in the back of your mind there is doubt….Don’t go in blind…. You don’t have a chance if you do….and for those of you that THINK you know what you’re doing…think again. It’s not your fault…when have we ever been taught about home loans? Not in school..

You don’t have to know everything about home loans to beat them at their own game..but you do need to be prepared. Not being prepared will cost you $Thousands$…….

I Will Show You How You Can Negotiate Your Home Loan In Less than 5 minutes…..

and the lender won’t argue with you because they will know you have the Insider Information.

There are self proclaimed “loan officer Guru’s” that are teaching loan officers how to make $20,000 on 1 loan…How to take your situation and turn it into thousands of dollars in commissions for them…What you may not realize is this means consumers are paying hundreds of dollars in higher payments then they should, paying thousands more in closing costs, and over $20,000 in interest so their loan officer can continue to drive that BMW..and trust me, they love to talk about how much they made on a loan.

I will make it easier than negotiating the price for a car. the mortgage companies have tricks and they do loans on a daily basis so unless you’re an investor you only deal with mortgages every 4 years or so..So who do you think has the advantage?? That’s right…the mortgage companies.

Maybe you don’t know anything about home loans or maybe you know enough to be dangerous.

I’m not going to make you an expert on mortgages….. I’m going to make you an expert on negotiating your mortgage quickly without any hassles so you can get back to living your life.

No one likes to find out later that they could have gotten a better deal somewhere else…No one likes to be taken advantage of either. I’m sure you have family or friends that have been in this type of situation and this system will make sure you’re not like so many other homeowners that only wish they had this information.

Does it make me angry that there are a lot of unscrupulous mortgage companies and loan officers that are taking advantage of homeowners??? Of course. True, not every mortgage company is out to rip you off but they’re doing their best to make as much money as they can and the only problem with that is it directly affects….YOU.

Don’t Sign Those Loan Documents Without Knowing These 6 Simple Steps!

Let Me Show You How To Avoid The Costly Mistakes Millions of Americans Make When Getting a Mortgage

Don’t allow yourself to get pounded with all sorts of fees, closing costs and an interest rate that creeps up on you…you’ll have to live with that mistake for the next 20-30 years of your life because the damage will have been done.

Why “4 Offers from 4 different lenders” doesn’t work

With my system you certainly can talk to 4 different lenders but this information is designed so you can talk to only 1 company….Let me ask you this…

Why would any site that tells you that you will receive 4 offers from 4 different lenders not want you to have this closely held information that I’m going to reveal to you?…..I’ll tell you why, it’s because these sites make their money from these same lenders that are supposedly competing for your business.

Negotiate Your Mortgage Loan in 5 minutes…..

Without this information you will “shop and compare” rather then truly get to the bottom rate and costs..I’m going to show you how to get to the bottom line without having to get confused comparing estimates and programs and I’ll give you the power to negotiate in 5 minutes. That’s right…you won’t have to spend a week talking to lenders….5 minutes.

I’m going to show you what I would do if I were in your shoes…

You can’t just call up a few people and ask for a quote on a mortgage. Moreover, websites that advertise on TV and radio that claim they will give you the ability to get companies to compete for your business based on interest rates aren’t presenting the full picture. One mistake will cost you tens of thousands of your hard-earned money.

The larger the loan amount the more you will save….That’s right…the more you have to borrow the more you have at risk. On a $200,000 loan this system will save you over $24,000…but what if your loan amount was $300,000?…..Yup, your savings will be $36,000!…What if your loan amount is $500,000?…your savings will be $60,000. Tell me you can afford not to have this information. Even Bill Gates wouldn’t throw away that much money?

INTRODUCING..

Mortgage Secrets - 6 Steps To The Lowest Rate and Costs………Guaranteed. It’s my way of arming you with all the information you need that’s sure to get you what you want - everytime.

• Why people almost always make the mistake of asking, “What are your closing costs?” Here’s what you should be asking instead..
• Why the origination fee is NOT the most important fee you should pay attention to
• What you must know about the Yield Spread Premium and how you can save you a bundle.
• What to look for on a good faith estimate and why it’s so important to you.
• What to say to the escrow officer if you’re planning on refinancing your mortgage or getting a HELOC – the exact words you must say.
• Why you don’t have to know zilch, zero, nada about mortgages to get the lowest rate and closing costs.
• Secrets of easily negotiating the rate and closing cost you feel comfortable with – even if you’re the silent type
• What you must do if the loan officer quotes you an interest rate and then during the process he comes back and says the rate is higher!– learn how to avoid this trap
• Why.. even if you have bad credit, you can still get a great deal whether you’re buying a home or refinancing
• How to understand the loan process from A to Z – easily … even if you’re clueless right now
• How to easily understand the Mortgage Credit Score Chart and what your score really means.
• How you can know with 100% certainty that you got the lowest rate and closing costs

Plus you’ll discover so MUCH MORE! As you’ll soon see I’ll make it as entertaining and easy to understand as possible.It’s SIMPLE and EASY to understand. By investing now you’ll have a tested and proven action plan you can immediately use. That’s right, you’ll be getting the home loan that until now only someone in the mortgage industry could get, AND YOU CAN USE IT IMMEDIATELY!

When you consider just how much a single mistake can cost you when getting a home loan, it makes sense to invest in information that could easily save thousands of dollars and years of stress.Unfortunately, this year, millions of people will get taken for a ride, spend far more than they needed ….but you can be one of the few who win. You’ll also be able to share this information with your family and friends.

Okay, So how much is this going to set you back for this Incredible Resource?

Let’s do a quick analysis - last time I checked a real estate program will set you back over $200 dollars and in the end there is so much you need to do it freezes you in your tracks and with all of them in order to see a benefit you must take a RISK….

Or you could pay over $1,000 for a real estate coaching program but they DON’T teach you anything about financing unless you call “talking to a banker” insightful information.

The other option is for you to shell out over $100 or more buying up all kinds of books on mortgages that will most likely only sit on your shelf gathering dust. (I’ve read these books and though packed with information…let’s just say not the easiest books to read..and I’m in the business!)

Frankly, none of these options really seemed fair to me. So I figured out a way to provide you with a real bargain…

I’ve had people tell me being that I’m going to save you the aggravation and time involved in shopping for a mortgage, save you thousands in closing costs, and ten’s of thousands in interest that I should charge as much as $1,000.00……

I’m not going to make your investment $1,000

Your investment will not be $900

Your investment will not be $700

Your investment will not be $500

Your investment will not be $300